:root{--ink:#102235;--muted:#5f6f7d;--blue:#0b5d82;--sky:#eaf5f8;--line:#dce7eb;--white:#fff;--sand:#f7f4ee}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.7}
a{color:var(--blue)}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);padding:14px 5%;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand a{text-decoration:none;font-weight:850;color:var(--ink);font-size:1.08rem}.brand span{display:block;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.nav{display:flex;flex-wrap:wrap;gap:14px}.nav a{text-decoration:none;color:var(--ink);font-size:.9rem;font-weight:650}.nav a:hover{color:var(--blue)}
main{overflow:hidden}.hero,.page-hero,.section,.cta{max-width:1180px;margin:auto}.hero{min-height:620px;padding:92px 24px;display:grid;grid-template-columns:1.45fr .8fr;gap:54px;align-items:center}.hero:before{content:"";position:absolute;inset:75px 0 auto auto;width:42vw;height:520px;background:linear-gradient(145deg,#e6f6f7,#f5f0e7);border-radius:80px 0 0 80px;z-index:-1}
.hero h1,.page-hero h1{font-size:clamp(2.5rem,6vw,5rem);line-height:1.02;margin:.15em 0 .35em;letter-spacing:-.045em}.hero p,.page-hero p{font-size:1.12rem;color:var(--muted);max-width:760px}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.76rem;font-weight:800;color:var(--blue)}.hero-panel,.info-box{background:var(--ink);color:#fff;border-radius:28px;padding:32px;box-shadow:0 24px 60px rgba(16,34,53,.16)}.hero-panel strong{font-size:1.25rem}.hero-panel li{margin:.65em 0}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:12px 20px;border-radius:999px;text-decoration:none;font-weight:800}.primary{background:var(--blue);color:#fff}.secondary{border:1px solid var(--line);color:var(--ink);background:#fff}.light{background:#fff;color:var(--ink)}
.section{padding:82px 24px}.section h2,.cta h2{font-size:clamp(2rem,4vw,3.35rem);line-height:1.1;letter-spacing:-.03em;margin:.2em 0 .6em}.split{display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:center}.reverse{grid-template-columns:.9fr 1.1fr;background:var(--sand);border-radius:38px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.card{padding:28px;border:1px solid var(--line);border-radius:22px;text-decoration:none;color:var(--ink);background:#fff;transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(16,34,53,.08)}.card h3{font-size:1.35rem;margin:0 0 .45em}.card p{color:var(--muted);margin:0}
.page-hero{padding:95px 24px 60px}.page-hero h1{max-width:950px;font-size:clamp(2.7rem,6vw,4.8rem)}.article{max-width:900px}.article h2{margin-top:1.45em;font-size:2rem}.article p,.article li{color:#435462}.article ul{padding-left:1.25em}
.faq{max-width:900px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-weight:800;cursor:pointer}.faq details p{color:var(--muted)}
.cta{margin:55px auto 85px;background:linear-gradient(135deg,#0d5d82,#123651);color:#fff;border-radius:32px;padding:46px;display:flex;justify-content:space-between;gap:40px;align-items:center}.cta h2{margin:.15em 0}.cta p{max-width:680px;color:#dcecf4}
footer{background:#0d1b29;color:#d9e3ea;padding:48px 5%;display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:40px}footer a{color:#fff}
@media(max-width:900px){.site-header{align-items:flex-start;flex-direction:column}.nav{gap:10px}.hero,.split{grid-template-columns:1fr}.hero{padding-top:65px}.hero:before{display:none}.cards{grid-template-columns:1fr 1fr}.cta{margin-left:18px;margin-right:18px;flex-direction:column;align-items:flex-start}footer{grid-template-columns:1fr}}
@media(max-width:600px){.nav{display:none}.cards{grid-template-columns:1fr}.hero,.section,.page-hero{padding-left:18px;padding-right:18px}.hero{min-height:auto;padding-bottom:60px}.hero h1,.page-hero h1{font-size:2.65rem}.section{padding-top:60px;padding-bottom:60px}.reverse{border-radius:0}.cta{padding:30px}}